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Property Finance
The information on this page relates only to unregulated loans and mortgages, i.e., mortgage contracts not regulated by the Financial Services Authority. If you are offering a first charge over a residential or semi commercial property and you or any immediate member of your family will be occupying more than 40% please click on the regulated bridging loans heading above.
If you are a property developer, dealer or investor, Commercial Acceptances can help with your short term loan bridging requirements. If you need funds fast, our bridging loans give you the flexibility and the capital you need at very competitive rates.
Bridging loans
With over 25 years experience in the bridging loan market Commercial Acceptances are recognised by property developers and investors as one of the most competitive short term bridging lenders in the market. We have a wealth of experience and understand that property developers and investors need access to fast short term bridging finance with the minimum of bureaucracy and paper work.
- Commercial Acceptances usually lend up to 70% of the mortgage valuation of the property/properties being offered as security (but up to 85% in certain situations) regardless of purchase price
- We fund development projects and will assist with the cost of works usually lending between 70%-100% of the cost of works in stage payments dependent on the initial loan to value.
- We lend for periods ranging from 30 to 360 days, but longer loan terms are available on request. There are no fees in the event of early repayment.
- No early repayment charges
- We lend from £26,000 – £3.5m
- We are a principal lender, enabling us to provide fast property finance. A decision, in principle, can be given immediately over the phone and completion is possible within 24 hours.
Your home may be repossessed if you do not keep up repayments on a mortgage or any other debt secured on it.
