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Legal and Privacy
This page contains legal and privacy policy information to help you better understand how Commercial Acceptances Ltd ensures your privacy and confidentiality are respected.
Registration
Commercial Acceptances Ltd
100 George Street
London
W1U 8NU
Commercial Acceptances Limited is authorised and regulated by The Financial Services Authority. Our FSA number is 303384.
As a principal lender we only provide information on our own mortgages to enable applicants to make the right choice for them. Written quotations are available on request. Mortgages are subject to satisfactory valuations and our lending policy.
Legal Information
GeneralThis web site (the "Site") is owned by Commercial Acceptances Ltd, part of the Close Brothers Group, and any access to this Site is governed by these terms and conditions. If these terms and conditions are not accepted in full, you do not have permission to access this Site and therefore should cease using the Site immediately. If there is any conflict between these terms and conditions and rules and/or specific terms of use appearing on this Site relating to specific material then the latter shall prevail.
Intellectual Property
All copyright, database rights and other intellectual property rights in the material on this Site (the "Content") belong to Commercial Acceptances Ltd or its licensors. Individuals who access and/or use this Site will not obtain intellectual or other proprietary rights in the Content. You may print or download to a local hard disk Content from this Site for your personal use only. You may not otherwise copy, distribute, sell or publish any of the Content of the Site without prior written permission.
Liability
We make no representations, warranties, or assurances as to the accuracy, currency or completeness of the information provided on this website. Commercial Acceptances Ltd its directors, employees, representatives or agents shall not be held liable for any damages from your reliance on any information provided on this internet site.
Jurisdiction
These terms and conditions shall be governed by and construed in accordance with the laws of England and Wales. Disputes arising here from shall be exclusively subject to the jurisdiction of the courts of England and Wales.
Privacy policy
Commercial Acceptances Ltd, part of the Close Brothers Group, will process personal data relating to customers as described below. We will not use your personal data in any other way without informing you.
We will collect information which you provide to us when you enquire about or apply for finance. We will use your personal data for the purpose of considering and administering an application for finance with Commercial Acceptances Ltd.
It is important that you provide us with accurate information. We may check your details with fraud prevention agencies and if you provide false or inaccurate information or we suspect fraud this information may be recorded and shared with other organisations.
Your data may be shared and used by the group of companies to which we belong. We may disclose your data to other legal authorities if required by law. Commercial Acceptances Ltd may use the information collected to obtain credit searches which will be recorded and disclosed on any future searches carried out by other companies. We never disclose information about a customer to any other person or organisation without your consent unless there is an emergency situation that requires it or we are legally required to do so.
In order to comply with our obligations under the Data Protection Act we also follow strict security procedures in the storage and disclosure of information which you have given to us, to prevent unauthorised access to that information. Your details will be held on computer.
You can ask for a copy of the information we hold about you by writing to us. A fee will be charged for this service.
Your consent
In using this web site, you consent to the collection and use of this information by Commercial Acceptances Ltd in the ways described above. If we decide to change our privacy policy, we will post those changes on this page so that you are always aware of what information we collect, how we use it and in what circumstances we disclose it.
