Regulated Bridging Loans
Regulated bridging loans
Residential and semi-commercial regulated bridging loans from £26,000 to £3.5m
The overall cost for comparison is 15.4% APR
The information on this page relates only to regulated loans, for example if you are looking to borrow against a property by way of a first charge where you or any family member will use or intend to use at least 40% or more in connection with a dwelling.
If you’re offering a first charge over a residential or semi-commercial property, where you or your family occupy or will occupy over 40%, the loan will be a regulated mortgage contract.
Please click IDD (Initial Disclosure Document) to read about our services. Please note that Commercial Acceptances do not offer an advised sales service.
We aim to give you an immediate decision over the phone on your bridging loan requirements. If you qualify, we’ll send you a Key Facts Illustration detailing the terms of your loan.
Short-term regulated bridging loans
Commercial Acceptances has flexible lending criteria. You can take out short-term regulated bridging loans from 90 to 360 days, but longer terms are available on request. And there are no penalties for early repayment.
We lend up to 70% of the value of your property and charge interest on bridging loans at 1.1 to 1.4% per 30 days (15.4% APR) depending on your circumstances.
The actual rate available will depend on your circumstances. Ask for a personalised illustration
You’ll need to explain why you need the bridging loan and how you’ll repay it.
We collect a valuation fee at the start and charge a £200 administration fee on completion, with no commitment fee or early repayment charges. There are no minimum periods, either.
We lend between £26,000 and £3.5m, secured against the property.
Please be aware that calls may be recorded for training and monitoring purposes
