Short Term Finance
Short term finance & unregulated bridging loans
The information on this page relates only to unregulated loans and mortgages - ie. mortgage contracts not regulated by the Financial Services Authority.
If you are looking to borrow against a property by way of a first charge, where you or any family member will use or intend to use at least 40% or more in connection with a dwelling, please visit our regulated bridging loans section.
If you’re a property developer, dealer or investor, we can help with your short-term bridging loan requirements. If you need funds fast, our flexible bridging loans can provide capital at competitive rates.
The bridging loan specialist
With over 25 years’ experience providing bridging loans, Commercial Acceptances is recognised as one of the most competitive short-term bridging lenders in the market. We understand property developers and investors often need short-term bridging finance fast, and with minimum fuss and paper work.
- Typically, we lend up to 65% of the mortgage valuation of the property/properties you’re offering as security (up to 75% in some cases), regardless of purchase price.
- We fund residential development projects and will lend up to 55% of the gross development value
- Loans range from 30 to 180 days, but longer loan terms are available
- No early repayment charges
- We lend from £26,000 to £3.5m.
- As a principal lender, we can provide fast property finance. Usually, we can give you an instant decision over the phone, and in some cases, complete within 24 hours.
