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Bridging Loans

Quick and Personal Finance

"How much do you need"
"When do you need it?"
"Have you been working out?"

Commercial Acceptances is one of the largest and most respected short term bridging loan specialists. We enjoy a reputation for the quality of our service from initial enquiry through to repayment of the bridging loan.

You have access to an experienced team who understands the property sector and will always aim to structure a bridging finance loan to satisfy your specific needs. You can also expect quick decisions and competitive rates on our bridging loans and short term finance.

Depending on the project and your experience, we also have a range of slightly longer-term finance options. Visit the CA Trade section to find out more.

How a bridging loan can help you?

Our clients use our bridging finance solutions for buying property at auctions, developments, conversions and refurbishments, as well as to break mortgage chains, raise working capital and purchase buy-to-let properties. Some are first time property developers, others are occasional speculators who’ve spotted an opportunity and need to raise capital, while others still are seasoned professionals.

See our bridging loan case studies for examples of how our bridging loans could meet your needs. Whether it's for auction purchases, short-term commercial finance, or property development transactions, just get in touch.

Bridging Loan Rates from 0.99%

Rates from 0.99% will be chargeable on the amount borrowed every 30 days. Rates are subject to change and will increase or decrease in line with movements in 3m LIBOR (London Inter Bank Offered Rate). The overall cost for comparison is 12.4% APR.

Introducing CA Trade

Depending on the project and your experience, we have introduced a range of slightly longer-term finance options from 5 - 12 months. CA Trade has slightly different lending criteria, but we can provide flexible project finance options specific to your needs. We are particularly interested in funding residential development projects and income producing property proposals within London and the home counties. Our expert property finance team understands the property market and the challenges and issues you face, and will always ensure you get a quick decision – and where necessary, a fast completion. No two property projects are the same, so we consider each application on its own merits and structure and price loans to suit each case’s specific requirements.

Visit the CA Trade section to find out more.

Regulated bridging loans

If you are looking to borrow against a property by way of a first charge, where you or any family member will use or intend to use at least 40% or more in connection with a dwelling, please visit our regulated bridging loans section.

Your home may be repossessed if you do not keep up repayments on a mortgage or any other debt secured on it.